Initiatives for Resolving Social Problems

MHBK has started offering "Disaster Recovery Loans" to ensure that victims of earthquakes and other natural disasters receive support through financial services as quickly as possible. It has also started applying lower interest rates to loan products and introduced certain special measures concerning deposit withdrawals and pre–maturity cancellations.

In fiscal 2010, MHBK implemented these measures in response to the Great East Japan Earthquake , which occurred on March 11.

• Disaster Recovery Loans
  Offered secured and unsecured loans at lower than usual interest rates to people who had been affected, or owned property that had been affected by the disasters
• Applied Interest Rate Cuts to Financial Products
• Special Measures
  Measures to allow depositors who have lost their bankbooks or registered seals to make withdrawals by proving their identity.

Initiatives to support the recovery from the Great East Japan Earthquake are shown "Initiatives to Support the Recovery from the Great East Japan Earthquake".

MHBK is developing the business of providing support for barrier–free and universal design initiatives as "Mizuho Heratful Business." MHBK provides for corporate customers "The Heartful Loan" and "Mizuho Heartful Private Placement", and engages in business matching service through a series of Mizuho Heartful Forums.

In addition, for individual customers, MHBK provide consulting service for customers' money plans for second life in affluent circumstances, "Reform Loan" to barrier–free their residence.

• Heartful Companies
  • (1)Companies that have introduced (or will introduce) facilities or equipment (barrier–free) aimed at improving working conditions or daily life for the elderly or disabled.
  • (2)Companies that actively employ the elderly or disabled.
  • (3)Companies that provide or develop products or services that improve the lives of the elderly or disabled.

• Feature on an Aging Society (Inauguration of the Mizuho Heartful Business initiative)

MHTB uses trust functions to provide customers with peace of mind by supporting the smooth transfer of wealth from one generation to the next.

• Feature on an Aging Society (Services that Support the Smooth, Secure Transfer of Wealth)

Mizuho conducted the "Child–rearing Support Campaign" at branches in Tokyo in cooperation with Tokyo Metropolitan Government.

• Feature on Customers (Child–Rearing Support Campaign)

The Neighborhood Housing Services of New York City (NHS), an NPO headquartered in New York, cooperates with domestic and overseas financial institutions in supporting low– and middle–income earners in acquiring and improving dwellings. Since more people found it difficult to repay their housing loans as a result of the deteriorating financial environment, we have strengthened our advisory services in connection with reviewing household finances and altering repayment schedules.

Since it is keen to make a proactive contribution to regional communities as a corporate citizen, Mizuho has lent or donated business funds for the activities of NHS over the past 20 years or so, cooperating on the organizational management side, and supporting volunteer activities.